I sat in a small cafe at Raffles Place, I overheard an insurance agent who is pushing for sales and her sales pitch was like," There are people with 100k seating in the bank and this plan will ensure 1.88% interest per annum" and she continues to shove different packages to her client.
Ignorance is not a bliss, it can be very expensive. It is important to equip yourself with financial knowledge. At least you can protect yourself when dealing with many unscrupulous salespersons. I am not saying all insurance agents are bad, I have met a friend who is sincere in financial planning and he does a good job in helping people to plan for finances and goals.
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